Pre-development bridge

We provide unregulated, senior bridging loan facilities for up to 18 months to experienced developers across all UK regions, with the intention of providing the development facility once planning permission is achieved.

We support developments across the full range of property classes and provide bridging facilities against the site or property value, reflecting existing consents and permissions.

Key features

  • Max loan size
    £15m
  • Geography
    Across the UK
  • Max loan term
    18 months
  • Max LTV
    70% of site/property value, reflecting existing permissions and consents
  • Security & credit support
    • First charge over existing land/property and borrowing vehicle
    • Guarantee for interest from acceptable guarantor(s)
  • Finance structure
    • Flexible structure available to address planning enhancement scenarios
    • Interest either rolled up and payable at maturity, or to be serviced by income from existing property

Recent Project

Bushey Residential Development

Loan: Pre-Development
Amount: £7,200,000
Sector: Residential
Location: Bushey

A £7.2 million pre-development bridging facility to refinance an existing facility in Hertfordshire and prepare the site for the development of 41 residential units.

View Recent Loans >

Indicative fees & interest

  • Leverage profile
    Up to 70% of existing site value
  • Interest p.c.m. on total facility
    From 0.65%
  • Indicative fees
    1% of facility in
    Exit fee may be waived if a development facility is agreed

Download the latest Product Guide